Thursday, February 18, 2016

Montessori de San Juan values Individuality

Children learn differently. And a Montessori education recognizes that children learn in different ways, and accommodates all learning styles.

The Royal Baby, Prince George, recently started schooling at Westacre Montessori school nursery in Norfolk, UK. The Duke and Duchess of Cambridge recognize the effectiveness of strong Montessori educational programs, and so they enrolled their son to a school that employs the Montessori method. Both intend to give their son a normal a childhood as possible.

Just like most Montessori schools, Westacre boasts of achieving the best possible outcome for each child, and have in the past met the needs of disabled and special children. The school has been said to keep their children interested and motivated to participate in activities.

Montessori education is a teaching approach developed by Maria Montessori in the early 1900s. It focuses on personal development rather than rote memorization. Montessori education discourages exams and grades and instead focuses on individual progress. Schools using the Montessori approach are known for a liberal style in teaching children, and can include mixed-age classrooms.

At Montessori de San Juan, students are supported in becoming active seekers of knowledge. Teachers provide environments where students have the freedom and the tools to pursue answers to their own questions.

Similar to Westacre's class structure, Montessori De San Juan does not have book-based classes with repetitive drills. Montessori students become active participants in deciding what their focus of learning will be. Students have the freedom and the tools to pursue answers to their own questions. Given the freedom and support to seek of knowledge, Montessori students become confident and self-directed learners. Areas of study are interwoven, with the subjects linked to one another. The subjects are taught holistically reflecting how they occur in life.

Montessori is a unifying approach method that allows the physical, emotional, intellectual, and moral development of the individual. The school also allows for personal development and formation beyond education, so that their students can have life-long lessons. "Our students are not only provided with an exemplary set of academic tools, but the wisdom, integrity, and compassion to use it for the benefit of others as well," Sandy Arellano explained.

Get your child the same royal education as Prince George. Montessori De San Juan now accepts applicants up to Senior High School. Enrollment for all levels for school year 2016-2017 is until May 31.

Do visit their website at to know more about Montessori De San Juan or call 239-1102 / 725-6306.

Tuesday, February 16, 2016

Managing Market Volatility

After a six year bull run that saw unprecedented gains, the Philippine stock market experienced volatility throughout the year and finally ended 2015 with a loss of 3.85%. The fluctuations were caused by global factors such as China’s economic slowdown, a large drop in world oil prices, and indications of an increase in US interest rates. Although on a whole, the growth of the Philippine economy has been sustained, the common question is how the upcoming elections will affect the local markets.

Not surprisingly, the recent dips have affected market confidence. To address this, key figures in the financial sector spoke at “Checkmate 2016”, a recent forum intended to help clients make winning moves by equipping them with the right information. Philam Asset Management, Inc. (PAMI) President and CEO Ferdinand Berba reminded investors to remain levelheaded in the midst of uncertainty. “Volatility is a part of investing, which is especially seen in the stock market. Having the right mindset is critical. The focus should be on long-term goals.”

To underscore this point, Berba presented the 5-year and 10-year historical charts of the Philippine Stock Exchange Index (PSEi). While volatility is seen on the short-term, both historical charts clearly displayed an upward long-term trend. “If you look at these graphs, there are attractive opportunities during market downturns, since stock prices become cheaper,” he emphasized. “Regular investing also reaps benefits, as it lowers average costs. It created less anxiety than timing the market.”

Apart from consistency, diversification is another proven method to balance out returns. To this end, Berba pointed out the usefulness and efficiency of managed funds in various asset classes. “These funds already have diversified asset levels and geographic portfolios to spread out risk,” he noted. “Moreover, they make it very easy to reinvest income, thus initiating the power of compounded interest and increasing total returns over time,” he concluded.

PAMI is Philam Life’s asset management subsidiary, whose assets under management have grown to P47.393 billion in 2014 from P21.903 billion in 2004. PAMI is one of the largest asset and wealth management companies in the country, managing mutual funds from different asset classes and is a major contributor to the development of the Philippine mutual fund industry. PAMI has won eleven awards from PIFA in 2015 alone, and has consecutively been named Most Trusted Brand, Investment Fund Category by Reader’s Digest since 2010.

To learn more about Philam Asset Management, Inc. (PAMI), visit

About Philam Asset Management (PAMI)

Philam Asset Management, Inc. (PAMI) is an asset management company that administers, distributes and provides investment advisory to nine mutual funds. PAMI is a wholly owned company of Philam Life – the country’s premier life insurance company– which is a member company of the AIA Group, the largest pan-Asian life insurance group that has a unique heritage of serving the world’s most dynamic region for more than 90 years.

Established in 1992, PAMI is one of the largest asset and wealth managers in the mutual fund industry with more than P 40 Billion Assets under management as of June 30, 2014. A major contributor to the development of the Philippine mutual fund industry, PAMI is a leader in asset management in the Philippines, managing nine funds from different asset classes for different client risk appetites namely: Philam Managed Income Fund, Philam Bond Fund, PAMI Global Bond Fund, and Philam Dollar Bond Fund, Philam Fund, PAMI Asia Balanced Fund, PAMI Horizon Fund, PAMI Equity Index Fund and Philam Strategic Growth Fund.

PhilamLife ushers in the Chinese New Year with the Inauguration of its new Greenhills Customer Service Center

As part of welcoming the Year of the Fire Monkey, the Philippine American Life and General Insurance Company (PhilamLife) inaugurated its modernized Customer Service Center located in Greenhills, San Juan City last February 12th.

The newly transformed office is the first one to open this 2016. Its modern interiors and state-of-the-art facilities aims to make services simpler, faster and hassle-free for customers. Aside from servicing the customer's regular transactions, Greenhills branch gives expert financial advice through PhilamLife Premier Financial Advisors, who can help patrons achieve their financial goals.

The traditional eye-doting ceremony was held along with a Lion and Dragon Dance.

"The opening of our Greenhills Customer Service Center is just the beginning of our journey to provide premier servicing in world class facilities to all our valued clients. PhilamLife is well-positioned for more growth as we work together to make the Year of the Fire Monkey an auspicious year for our customers and all our stakeholders," said PhilamLife CE Axel Bromley. PhilamLife Chief Life Operations Officer Richard Bracken, Chief Agency Officer Anagel Lededma, District Manager Lourdes Del Mundo and Zone Head for Metro Manila Leonardo Tan were also present during the ceremonies.

About PhilamLife

 The Philippine American Life and General Insurance Company (Philam Life) is the country’s premier life insurance company founded on June 21, 1947, PhilamLife offers an extensive line of products in the industry that provides solutions to various financial needs including life protection, health insurance, savings, education, retirement, investment, group and credit life insurance.

PhilamLife provides a wide array of products catering to a range of financial needs, such as education, health insurance, investment, life protection, retirement, savings, group and credit life insurance. Philam Life is a member of AIA Group Limited, which claims to be the biggest independent publicly listed life insurance group in the Asia-Pacific region.

PhilamLife is a member of AIA Group Limited, the largest independent publicly listed pan-Asian life insurance group. And PhilamLife has earned the distinction of being AIA’s Top Performing Company out of 17 countries in the AIA Group, having won the AIA Champion’s League Gold Cup and the Premier League Champion Cup

About AIA

AIA Group Limited and its subsidiaries (collectively “AIA” or “the Group”) comprise the largest independent publicly listed pan-Asian life insurance group. It has operations in 17 markets in Asia-Pacific – wholly-owned branches and subsidiaries in Hong Kong, Thailand, Singapore, Malaysia, China, Korea, the Philippines, Australia, Indonesia, Taiwan, Vietnam, New Zealand, Macau, Brunei, a 97 per cent subsidiary in Sri Lanka, a 26 per cent joint venture in India and a representative office in Myanmar.

 AIA was first established in Shanghai over 90 years ago. It is a market leader in the Asia- Pacific region (ex-Japan) based on life insurance premiums and holds leading positions across the majority of its markets. It had total assets of US$147 billion as of 31 May 2013.

AIA meets the savings and protection needs of individuals by offering a range of products and services including retirement savings plans, life insurance and accident and health insurance. The Group also provides employee benefits, credit life and pension services to corporate clients.

Monday, February 15, 2016

10 Pesos Is All You Need To Send A Scholar To School

Helping out people in need with the smallest tasks can make a real difference to their lives. Reaching out to indigent students who have the potential to be productive citizens will also help their families out of poverty. Even if we feel we don't have the large resources to build schools and institutions that these kids need, we can actually be all HEROES, and be a powerful agent of change with just 10 pesos.

Education should be a right of every Filipino child and should not be denied just because their families lack funds and the government cannot yet effectively find a permanent solution to this problem. We do not need to wait for other countries or our government to help our youth. We can all do ourselves and all it takes is just P10 from each of us a year to send a student to quality schools.. Remember, if only 2% of the Filipino people will donate, we will already have succeeded for this year and can look forward to sending more and more kids to school every year!

This project is called the HEROES PROJECT, spearheaded by musician Mike Chan, along with his OPM friends brought together an advocacy that brings their passion and the mission to provide education to deserving students.

They started initially with 20 scholarships, then 40 in 2015. This current school year, with everybody's help, they hope to send 80 kids to school, 160 scholars in 2017 so on. When Heroes Project has enough Filipinos donating 10 pesos yearly, the charity group will be able to send to school every Filipino that wants an education.

Heroes Project has been conducting free concerts in various locations to raise the awareness. The cause brings the best OPM artists to the stage to show support for Heroes Project. Bands like Hale, Mayonaise, Mojofly, Paraluman, MYMP, Mike Chan and the Anthems are some of the growing list of artists performing for Heroes Project.

You can be part of this movement and pave a positive change for our society. With a growing number of people inclined to help others without asking anything in return, we empower each individual around us to make a difference for society.

Donate now, share your experience, and join in the conversation with the hashtags #WeAreAllHeroes and #PayItForward. Don't forget to like their facebook page for more information about the project and share it to more people.

We indeed can all be heroes!

Sunday, February 14, 2016

Chasing the Korean Dream

Philam Life Senior Director of Agencies for Metro Manila, Leo Tan, guest speaker John Chua and Philam Life Head of Agency Transformation Office, Stephen Segismundo
Taking the Philam Life career journey can take you to places all over the world. That’s what’s in store for Philam Life Agency Leaders who were feeling the Korean vibe at the recently concluded One Manila Recruitment Congress, held at the KPUB BBQ restaurant at The Fort Strip, BGC.

Aside from the K-Pop-inspired motif and the sumptuous Korean buffet, the crowd’s excitement for everything Korean reached fever pitch when Philam Life’s Head of Agency Transformation, Stephen Segismundo announced that all attendees have a chance to enjoy a free trip to Korea. All they have to do is to inspire other people to join and succeed in the career of becoming a Philam Life financial advisor.

Philam Life Unit Managers Grace Cruz (Mendoza Associates), Yolanda Santos (Mendoza Associates), and Jeanette Fabico (Monteverde Associates)
It wasn’t all just a night of partying, there was some learning too as experts and keynote speakers from Philam Life’s Premier Academy shared the new training module for the new talents joining their respective sales teams.

To wrap things up, Philam Life invited John Chua, a past president of General Agents and Managers Association (GAMA) and a consistent Master Agency Awardee to share his practices in the area of Rapid and Quality Recruitments as he encouraged everyone to find quality recruits for 2016 to further strengthen the workforce of Philam Life.

Philam Life offers an exciting career path to those who want to be a Philam Life Financial Advisor. They can pursue their own passion, live an amazing adventure, while becoming a life changer for other people to achieve their dreams.

Furthermore, while building their business as a Financial Advisor, they get to step into the world of entrepreneurship, allowing them to rule their world and to beat their best as they please.

If you are interested to know more about this exciting career at Philam Life’s Premier Agency, please visit

About Philam Life

The Philippine American Life and General Insurance Company (Philam Life) is the country’s premier life insurance company. Established on 21 June 1947, Philam Life has earned the trust of customers for its financial strength, strong brand name, and ability to deliver on its promises.

Philam Life has P226.8 billion in total assets as of 31 December 2014 and has delivered timely payouts of over PHP9 billion in education benefits (2004-2014) and over PHP118 billion in insurance benefits (1950-2014), while serving close to 600,000 individual policyholders and over 1,700,000 insured group members.

Philam Life understands the real life needs of its customers and provides the right plans and the right solutions including life protection, health insurance, savings, education, retirement, investment, group and credit life insurance. It also offers bancassurance and fund management products and services through its subsidiaries – BPI Philam Life Assurance Company (BPI-Philam) and Philam Asset Management Inc. (PAMI).

Philam Life is a member of AIA Group Limited, the largest independent publicly listed pan-Asian life insurance group.

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