Thursday, March 3, 2011

Klay Girl's first year anniversary giveaway

Klay Girl is celebrating its first year anniversary by giving away one Plants Vs. Zombies Key Charm!

To enter, you must -
1. Follow her blog using Google Connect, or Facebook Networked Blogs.
2. Like the Klay Girl Facebook Page.
3. Leave a comment with your facebook and google friend connect name used in following the required sites

Contest ends March 5, 2011

Get your fashion fix at

Create that Classy Chic or Hip fashion look!

Get that stunning, fashionable look that you've always wanted anytime, anywhere!

Promote My Sparkle Shop on your blog and get a chance to win this gorgeous pair of shoes valued at 1450 from Miss Carizza Chua.

Don't forget to like the My Sparkle Shop Facebook page!

Wednesday, March 2, 2011

100 Follower Giveaway!

Join in Samantha's 100 Follower Giveaway to take this loot home -

Cath Kidston 'Tips For Vintage Style' handbag sized book
Handmade luxuriously softening Cocoa Butter Bath Melts (rose and lavender)
Handmade fizzy bath bombs (rose and lavender)
'The best of Cadbury's Chocolate cooking' yummy recipe book
Soap & Glory 50ml Flakeaway body polish
Soap & Glory 75ml Clean Mary cleansing milk
Bath bombs and melts (handmade)

Contest ends April 1, 2011

St. Patrick's Day Giveaway

Join Lulla as she celebrates St. Patrick's Day with a giveaway for her followers!

There will be two winners -

First prize:
A bag of Lindor Truffles
Victoria's Secret Beauty Rush body mist in appletini
Cutex Nail Polish Remover
Sally Hansen Nail Growth Activator
Nail File
EOS in Tangerine
W&W: Hallucinate and Sparked
Jesse's Girl: JulieG
oke doke: steal this teal and Pink This
Petites Color Fever: Periwinkle
Sinful Colors: Show me the way

Second prize:
Handmade Glass Bracelet

Giveaway ends on March 17, Saint Patrick's Day celebration

$50 gift certificate at Baby Gear Today

My daughter and I loves playing dress me up games at home. This Pink and Gold halter dress in satin would be perfect for her. It comes in a peony pink satin bodice and underskirt, and a two-tone tulle shirt in antique gold and copper.

Win a $50 Olivia Kate Couturegift certificate to get one of her stunning couture girls dresses at @babygeartoday by sharing what dress you'd like to spend it on if you win.

Contest ends March 20, 2011 at 11:59 pm Pacific Time.

win a Dinair Airbrush Makeup Kit

Lady CrowX is holding her May the Fourth Be With You Giveaway to celebrate the day she marries her fiance.

You will get a chance to win a Dinair Airbrush Makeup Kit by simply subscribing to her blog.

For additional entries:

Tweet this -
Follow @LadyCrowX @LadycrowX for a chance to win a @Dinair Deluxe Airbrush Kit

See full contest details at the contest post

Grand giveaway ends on her wedding day May 4th, 2011 11:59 EST
Winner must respond within 48 hours, other winner another winner will be picked.

Win a $92 dress

Win a $92 dress from Shabby Apple on Posh on a Budget!

To enter, you must -
1) Follow via Google Connect public follower
2) Subscribe to her email newsletter and confirm subscription.
3) Visit the Women’s Dresses from Shabby Apple and comment on a dress that you like

Contest ends March 11th

Pink Fabulous Giveaways!

Checkout the awesome giveaway at Pink Thoughts and get a chance to win one of the six prizes!

Pink Thoughts, is the home blog for the meme Pink Fridays . and invite them awesome giveaway

This giveaway is made possible by her generous sponsors -

Pink Thoughts | Bratty Bonita Laptops and Netbook Bags | The Working Mommy | Fashion and Passion Online | Nik Meets Pink | Eye for Fashion | Cheap Wordpress Hosting | Life's Digital Moments | Caffeinated Muse | All in One Woman | The Business Minded Mom | Friendship and Smiles | Feeling Traveler Aketch | Twen Teen Mom | All Things Kawaii | Crayons and Pencils | The Life Encounters | Pinay Mommy Online | Proud Mommy of Three | Three Kids Plus Me | The Filipina WAHM | Free Blog Directory | I Luv Contest and More | Photo Memeries | Easy Tasks Info | Learn to Earn from Home | Pink Fridays

Giveaway runs until March 31, 2011

Contractor Calculators

A contractor is defined as a person or firm that contracts to supply materials or labor on a fixed rate. A contractor calculator is also known as Limited Company Calculator. It is an online tool that lets you compute for your net income from a contract. You need to enter your hourly rate and IR35 status and the Contactor Calculator does the rest.

Free contractor calculators can be secured online to give you illustrations of the possible amount a contractor could take from their contracts. It can be used to obtain up to 48% tax relief for contractors. Using the Contractor Calculator lets you transform your taxes to income and reduce the pains of IR35.

Full tax planning is assumed for working through limited companies in some of these calculators. Contractors working through their own limited company usually take home between 75% and 80% of their contract value on the average. It is a means to estimate your take home pay earned from a Limited Company or Umbrella Company and answers how much you earn as a contractor.

These financial calculators are recommended for contractors, freelancers and consultants. It can be used to calculate income taxes, net pay and contractor taxes. You have to key in the Yearly Contract Revenue, Aggregate Gross salaries, Annual Expenses including pension contributions, subscriptions and travel plus any Additional Annual Income which includes but not limited to rent received and bank interest. Supply all these data and the Contractor Calculator will do the rest for you.

Have you heard about IR35?

No one likes paying taxes. To get around paying taxes on wages, many people employed ways to pay little tax as possible on their wages. Employees of small businesses favored being employees of a contracting company, which subcontracts hired their labor out to other company. In effect, the collected waged in form of dividends which are not subjected to taxes.

Many IT professionals began quitting their permanent jobs and return to do the same job as a contractor through a limited company. By being independent contractors, these people are able to save a lot of money on taxes and even get paid more for the same job they were doing previously.

Soon, the small business owners saw this opportunity and so became freelancers who started drawing income from their limited companies in form of a small salaries and large dividends. Since large companies received large tax allowance which common working individuals are not entitled to, individuals treating themselves as companies can actually make more tax-free money. They even spread out ownership among family members to keep everyone in a lower tax brackets.

Hence IR35 was coined to ensure that the freelance contractors would be subjected to the same tax rules as a person carrying out the same task under regular employee conditions.

Inland Revenue looks at the overall work set up to classify if person is ‘employed’ or ‘self-employed’ subject to the IR35 rules. It defines an employed person as someone who works from 9AM-5PM on a client site who has not provided own tools to complete tasks and is thereby subject to the IR35 rules. On the other hand, it defines a self-employed or contractor an one who fulfills for multiple clients in the comforts of his home using his own equipment to complete the job required.
Employment contracts falling covered by the IR35 rules, receive 5% allowance to cover intermediary expenses on top of pension contributions and contractor insurances. Their income comes in form of deemed payments.

In effect, the tax benefits of freelancing through a personal limited company were greatly reduced when the IR35 law was enacted in 2000.
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