Tuesday, May 23, 2017

Implications of the Age of Instant Gratification

Having grown up totally immersed in a world of digital technology, the Millenials have embraced technology like no other generation. Millennials see themselves as experts in communication mobility, they remain in constant touch wherever and whenever.

 Most have a firm desire to do whatever they need to do, obtain any services regardless of their geography or distance. And Millennials expect these services to work. They are impatient and have no tolerance for services that do not add value. The “We Want It Now” generation has created a culture that fosters instant gratification.

Instant gratification is defined as “the desire to experience pleasure or fulfillment without delay or deferment”. In other words, it's the mindset which dictates that if you want something, you must have it now.

Undeniably, this approach is most often displayed among millennials. This manifests itself most palpably on social media, with people posting their entire lives online and immediately receiving “likes” and comments. Sadly, this also bleeds into the youth’s spending habits. It is not uncommon to see young people spending big bucks on material things and consumable items. Whether it’s shopping the current designer fashion trends, hitting different bars and clubs every weekend, blowing every other paycheck to travel with their friends, or spending way too much at bi-weekly brunches for overpriced avocado toast, millennials are frequently very cavalier when it comes to spending.

Some may argue that it is okay – even admirable – to spend for irreplaceable experiences with friends or treating yourself to, say, a nice pair of shoes. After all, they worked hard for that money and should be able to do with it as they please.

While it is perfectly okay to have fun with friends and treat yourself every so often, this mentality should be balanced out with some semblance of forethought and life planning. After all, your hard earned money should be going towards something bigger and more long-term than expensive brunches and spontaneous trips to Bali, right?

If this short term spending mentality continues down the line, millennials are in for a rude awakening when it comes time to retire. I know it seems like too far-off a concept to be worrying about, especially for a generation that is more or less new to the working world. However, it is highly advisable and encouraged that people start investing in and planning for their future, including (and especially) retirement. For people to ensure a better and brighter future for themselves, it’s time to start taking financial planning more seriously.This starts with being smart with your money.

Believe it or not, most people don’t know the first thing when it comes to financial literacy or planning. The public must be educated on the proper methods and techniques to handle their finances, since this would be very helpful to the generation of millennials who are just starting to make a dent in the work force. Small efforts now will pay off big time later.

There are literally countless ways for millennials to learn more about financial planning, covering a variety of materials and resources. One of the most engaging and informative campaigns that is currently making a huge impact among young professionals is Philam Life’s “Live Ready” campaign. Unlike other efforts that are overwhelmingly technical or too textbook-like, Live Ready leverages on real life experiences, situations, and solutions delivered in digestible servings. From what I know, Philam Life has taken this campaign across key cities in the Philippines.

The thing is, even the best campaigns will not have any effect unless the message is applied. As such, millennials should start by shifting their short-term mindset towards the long-term, and understand that today’s spending habits will have implications tomorrow. Moreover, always bear in mind that “instant gratification” usually leads to “prolonged perspiration”. Indeed, while it is true to say that you only live once, you’ll spend the rest of your life in the future.

Saturday, May 20, 2017

Herbalife Nutrition Urges Southeast Asia Consumers to Actively Combat Obesity with Balanced Nutrition Habits

Speaking at the Southeast Asia Public Health Conference, Herbalife Nutrition Advisory Board Member Dr. Wang Chin-Kun underscored the role of balanced nutrition in the fight against obesity.

 Global nutrition company, Herbalife (NYSE:HLF), is urging Southeast Asia consumers to actively combat obesity by adopting balanced nutrition habits in everyday living. Speaking at a lunch symposium of the 1st Southeast Asia Public Health Nutrition (SEA-PHN) Conference, Herbalife Nutrition Advisory Board Member Dr. Chin-Kun Wang highlighted the role of balanced nutrition in supporting the fight against obesity and expressed concern on how often it has been underestimated in the region. Held on May 14 – 17, 2017 in Kuala Lumpur, Malaysia, the SEA-PHN Conference aims to promote and sustain public health nutrition in the SEA region.

“Herbalife Nutrition is honored to be a Diamond Sponsor of the 1st Southeast Asia Public Health Nutrition Conference," said Mr. Stephen Conchie, Senior Vice President and Managing Director, Herbalife Asia Pacific. "We aim to inspire positive nutrition habits all around the world, and this conference is the perfect platform for us to continue promoting the benefits of balanced nutrition in Southeast Asia. Through supporting and participating in this conference, we hope to share the science behind this philosophy with stakeholders from the health and nutrition industry, and work with like-minded partners to collectively combat obesity in the region.”

Dr. Wang, an expert in metabolism and nutrition, and the president of the International Society for Nutraceuticals and Functional Foods, and council member of the Federation Association of Asian Nutrition Societies, said, “With the percentage of overweight and obese people in Southeast Asia having risen from 19.8% in 2010 to 22% in 2014, consumers need to be more aware of the associated health challenges – such as diabetes, cardiovascular diseases and cancer associated with being overweight and obesity. While there are many known ways to fight obesity, adopting balanced nutrition habits is generally considered a safer and more sustainable way to combat obesity for most population groups.”

Sharing practical tips on adopting balanced nutrition habits with nutrition experts and medical professionals, Dr. Wang added that calculating calorie intake and consuming high quality protein are important habits to cultivate in weight management. They can empower consumers with the nutritional understanding to better plan their meals and help prevent overeating. In addition, he recommended that consumers favor soybean proteins for their positive and functional impact on human health, such as the prevention of cardiovascular diseases, osteoporosis, and reduced risk for some cancers.

Herbalife Nutrition also conducted a series of activities at their exhibition booth, to help conference delegates understand the Herbalife Balanced Nutrition Philosophy and incorporate balanced nutrition habits into daily living.

About Herbalife

Herbalife is a global nutrition company that has been changing people's lives with great products since 1980. Our nutrition, weight-management, energy and fitness and personal care products are available exclusively to and through dedicated Herbalife Independent Members in more than 90 countries. We are committed to fighting the worldwide problems of poor nutrition and obesity by offering high-quality products, one-on-one coaching with an Herbalife Member and a community that inspires customers to live a healthy, active life.

It support the Herbalife Family Foundation (HFF) and its Casa Herbalife programs to help bring good nutrition to children in need. Herbalife also sponsors more than 190 world-class athletes, teams and events around the globe, including Cristiano Ronaldo, the LA Galaxy and champions in many other sports.

The company has over 8,000 employees worldwide, and its shares are traded on the New York Stock Exchange (NYSE: HLF) with net sales of US$4.5 billion in 2016. The Herbalife website contains a significant amount of financial and other information about the company at http://ir.Herbalife.com.

Visit Herbalife.com or IAmHerbalife.com to learn more.

Wednesday, May 17, 2017

Exciting Finds at National Book Store

Summer break is almost over and it means trading the beach and summer vacation activities for back to school shopping. The annual summer hunt for textbooks, backpacks, and other school supplies is starting. Back-to-school season is a time for endless discoveries for every family. Budget-friendly options and a wide selection await every customer at National Book Store.

Best Buys for Every Budget

Families looking to cut down their back-to-school costs can go for Low Price Deals. National Bookstore have the best deals on school supplies. Get affordable quality school supplies from Best Buys' Budget Bundles.

Avail of their bundled promos at P 20,  P 50 or P 100 each. They have Grab-and-go packs for your school projects. .

Grab these frugal finds during  your back to school shopping..National Bookstore is also hosting a storewide P 100 promo for a colorful  backpack for every P 500-peso purchase.  And for every P 1000 purchase, you get a free tote bag to carry all your new school supplies in.

A Superb Selection: From Faves to Finds

National Book Store isn't limited to school supplies. It also offers lunch boxes, personal care products as well as emergency items, plus survival and first aid kits for students.

National Book Store carries  hobby items, arts and crafts material from world-renowned brands,  whose products add style and inspiration to the back-to-school experience.

Budding artists would love Caran d' Ache School Line for its colored pens and pencils. For high schoolers and  college students who do drafting and sketching, Blackwing Pencils are the best of the basics.

Online, a German brand, has pens that will make students stand out in class.  Kate Spade's stylish stationery can complement everyday style for college fashionistas.

Enjoy the excitement of shopping for all your favorite school supplies from over 222 branches nationwide. National Book Store's   budget-friendly options and superb selection of products makes it the best destination for back-to-school shopping

Beat the crowd in back to school shopping by  shopping online at nationalbookstore.com.  The site has categories---grades school, highschool, college and even for teachers to make shopping convenient.

You may also call the delivery hotline 8888-nbs and get your items delivered the same day
For the creative and imaginative, back to school shopping at NBS is always a joy!


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