Monday, April 20, 2015

Live a Worry-free Life with MediCard

Everybody has worried about something in their lives. I’m one of those individuals who is often preoccupied with “what ifs”. I have learned in my younger years to prepare for worst-case scenarios. Doing so can help me identify problems early on and take control of my life. I find that worrying can sometimes be helpful as it spurs one to take action and solve a problem even before it materializes.

You see, I lost my father in 1987. He was in the pink of his health at 39 years old. Our family never thought that a traumatic incident at home would strike and require him to be in Intensive Care Unit (ICU). His cost of basic care quickly added up and skyrocketed us into the pits of bankruptcy in 4 days. Our family was dumbfounded then with circumstances that have changed overtime! This situation placed us in financial difficulties and future uncertainty.

My early life experience had taught me to take care of myself and family by preparing for the future. I learned that with the right HMO plan, I may be able to protect myself from most of these risks and other types of medical bills. I have invested in a healthcare coverage the moment I joined the workforce and I'm planning to enroll my entire family for HMO coverage as well.

It is a cliché that people today think that treasuring one's health is the most important thing. The saying "Health is Wealth" generally translates that part of being wealthy is staying healthy. And having good health insurance/coverage provides you with an affordable way to get medical care when you need it. When you realize the cost of worrying on your energy and your health (like I did mine), it really makes sense to be covered.


While there is nothing permanent in this life, having MediCard helps ease my unrelenting doubts and helps me look at life from a more positive perspective. Why do I need to worry when I have access to affordable care?

MediCard Benefits You Need Today

MediCard is a leading Health Maintenance Organization (HMO) in the Philippines that provides a comprehensive health care program for its members. With MediCard, you'll enjoy benefits which includes emergency care, hospital confinement, preventive health care, dental care and out-patient consultation services. This HMO was founded by doctors and being run by the same doctors who believes in providing optimal care to its members.

In a world full of uncertainties, MediCard gives you the leverage to to determine the course of your life. The health risk coverage would allow your family to continue on enjoying a good quality of life despite the odds. MediCard provides protection against hospitalization expenses and more.

Backed with 28 years of expertise, MediCard gives you the peace of mind because you know your health is cared for by one of the strongest in the industry. Being covered by one of the pioneers in the HMO industry and one of the founding members of AHMOPI (Association of Health Maintenance Organizations of the Philippines), gives you the edge when you needed to find help close to home.

As a MediCard member, you have access to more than 40,000 accredited doctors, specialists and dentists in almost 1,000 accredited hospitals and clinics nationwide.

MediCard coverage is an affordable hedge against health disasters. It helps you sleep more soundly with the financial protection it gives against a serious accident or sickness.

Do not let an unsuspected illness strike you unarmed. Regain control of your worried mind. A MediCard plan gives you protection against any unforeseen diseases and escalating medical costs. Knowing that you have MediCard protection against rising health expenses will keep your anxieties at bay.


To know more about MediCard, visit www.medicardphils.com or follow them on facebook for updates

32 comments:

  1. Others may think that having such health cards can be too costly but really, when the need arises one would be grateful for having one.

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    1. It is true. The medical benefits we get from HMO coverage far outweight the annual fees we invest on.

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    2. This also my perception. Reading this post made me change my mind.

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  2. Medicard kami for years na. Mabagal ung directory nila when you are searching for doctors etc but they give a good customer service via email. Prompt ang response.

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    1. I have a listing of accredited doctors in hospitals near my residence and office in handy.

      Also commend Medicard for their good Customer Relations Management.

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  3. I have one when I worked for my first company. Medocard was the name of our health card but it is only limited for some things which not really a great help for single mothers like me.

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    1. The pre-existing condition clause often limits the use for some members.

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  4. This is really helpful information. Thanks for sharing!

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  5. Thank you for sharing your story. I'm sorry you had to go through that. But I am glad for you now that you are prepared for anything :)

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    1. I too am glad that the turbulent years are over.

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  6. I hope there's a way we can get a medicard even if we are work at home moms.

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  7. My current HMO sucks, super hirap makipag usap and mag-claim ng benefits. I'd love to be with Medicard, but no budget at the moment. I heard they are increasing their fees also?

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  8. I'd love to have health cards. Very efficient and dependable kasi talaga sila. I'm a government worker and they only give us philhealth =(. Will think about getting a health card myself for my family and will definitely check the medicard. Thanks for sharing!

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  9. I used to have medical insurance when I was still working in the office, but now, I don't have one anymore. Reminds me to file an application for MediCard. Thank you!

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  10. this is so timely since we've been thinking about getting a medicard lately. really saves you a lot of money in the end :)

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  11. This is a problem among freelancers. We don't have much benefits compared to those who have day jobs. This would be really useful just in case. Thanks for sharing :)

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  12. We are thinking to get a health card soon, thanks for this post I learned about Medicard.

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  13. Having health cards is one of the benefits that I appreciate because it keeps us secure especially when we are sick.

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  14. A health card is something that you're happy to have but you wish you don't have to use. Of course nobody wants to get sick but just in case it happens, it's good to know that you'll have less to worry about. If you are an employee, that's something to consider when choosing a company to work for. Now that I don't work anymore, my daughter and I have health cards as both dependents of my husband.

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  15. Now that we are freelancers, I have been scouting for HMO cards. Will check on this

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  16. i used to have MediCard when I was still working + it sure is convenient to have a card in case of emergencies. work-from-home mums should also consider getting one

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  17. I really believe that its very important to have health cards. My entire family has one. It comes in handy when my daughter was hospitalized last year due to pneumonia. Grabe ang bill! Without the card siguro umiyak na ko.

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  18. MediCard is really one of the best! Great post and thanks for the useful information.

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  19. Used to have this with my employer but haven't really gotten to use it (Thank God). Insurance is really helpful as in the case of sickness since it somehow provide us with a worry-free existence.

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  20. I'm sad because our company shifted to other HMO brand. I'm more at home with Medicard.

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  21. I'm actually looking into getting an HMO this year. Medicard is on my list of prospects.

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  22. One must invest on this card. This is a great investment so you're always covered.

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  23. In the company where husband work, they also have an HMO. I find it really useful to be covered by it although there are some restrictions that make it unusable at times.

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  24. You can really feel secure with medicard as hospital bills can pile up at some time. I've experienced the benefit first hand.

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  25. I also have a Medicard when I am still working as a Call Center Agent, but now as a stay home mom, working online...I only have my PhilHealth. But if I have to choose I want to have a Medicard again.

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  26. It is to my firm belief that everyone should have some type of medical coverage. You never know where life will take you. One minute you are healthy, the next you are in the hospital bed.

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  27. Our health is unpredictable, it is better to prepare than to say sorry in the end for did nothing while in good health.

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